About us
Prescription Drugs Coverage for Expats
Ongoing access to essential medications—anywhere you go.
When you’re living abroad, managing your health often means managing prescriptions. From short-term antibiotics to long-term treatment for chronic conditions, having the right insurance means you won’t be left paying out of pocket for your medication.
At InterExpat, we help expatriates choose health insurance plans that include reliable and flexible prescription drugs coverage, ensuring you can access what you need—when you need it.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Prescription Drugs Coverage?
Prescription drugs coverage refers to the portion of your health insurance plan that reimburses or directly covers the cost of:
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Medications prescribed by a licensed medical practitioner
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Chronic treatment drugs (e.g., for diabetes, hypertension, asthma)
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Post-surgical prescriptions or hospital discharge medications
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Some preventive or maintenance medications, depending on the plan
Most expat insurance providers require the medication to be medically necessary and prescribed during a covered consultation.
How It Works for Expats in Singapore and Abroad
With international insurers like April International, Now Health, and Allianz, you can expect:
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Full or partial reimbursement for prescribed drugs
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Digital claims submission through mobile apps
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Coverage within your selected geographic zone
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In some cases, direct pharmacy billing for approved networks
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Coverage for specialty medications, subject to pre-approval
Most insurers include prescription drug coverage under their outpatient benefits section, often with an annual limit or per-visit cap.
What to Look Out For
Before choosing a plan, ask:
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Is there a per-prescription limit or annual cap on drug coverage?
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Are brand-name and generic medications both covered?
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Can I claim for pre-existing condition medications?
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What is the process for getting coverage for specialty or imported drugs?
Our advisors help you choose a plan that fits your treatment needs, prescription habits, and travel lifestyle.
Always Have the Medications You Need
Don’t let a cross-border move interrupt your access to medication. With the right insurance, you’re never far from what keeps you healthy.
