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Rehabilitation Medicine Programmes: Recovery Is a Process, Not an Event

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After surgery, stroke, or major illness, structured rehabilitation is essential to regain function and independence.

What It Costs

MOH-aligned private fees typically include:
• Rehabilitation specialist fee: SGD 800 – 1,500 per programme phase
Physiotherapy, occupational therapy, and speech therapy are often billed separately.

What’s Typically Covered

Coverage depends on policy design:
• Some plans include rehab benefits
• Others cap therapy sessions
• Long-term rehab is often limited

Insurance Tip

Check whether rehabilitation is time-limited (e.g. 90 days) or session-limited.

Conclusion

Recovery doesn’t end at discharge. Insurance should support the full rehabilitation journey.

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"When an expatriate is hospitalized, our role is to explain, simplify and ensure rapid care to avoid any unnecessary stress."

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