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Knee Ligament Reconstruction (Non-ACL): Restoring Stability Beyond the ACL


Reconstruction of ligaments such as PCL, MCL, or LCL may be required after trauma causing knee instability.
What It Costs
Typical MOH-aligned fees:
• Surgeon fee: SGD 7,500 – 12,000
• Anaesthetist fee: SGD 2,200 – 3,400
What’s Typically Covered
Coverage is usually favourable:
• Trauma-related ligament reconstruction
• Hospitalisation and anaesthesia
Insurance Tip
Check whether multiple ligament reconstruction is capped or bundled.
Conclusion
Knee stability is multi-ligament. Insurance should reflect surgical complexity.
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