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Ganglion Cysts and Large Bursa Removal: Not Just a “Lump”
Ganglion cysts and large bursae, especially those over 3cm. It can impair movement, cause pain, and affect daily life. Despite appearing benign, their surgical removal is far from trivial.
What It Costs
For excision biopsy of a ganglion or large bursa (>3cm):
• Surgeon fee: SGD 2,200 – 4,400
• Anaesthetist fee: SGD 750 – 1,100
This places total expected costs well above SGD 5,000 in complex cases.
What’s Typically Covered
Coverage depends on functional impact:
• Pain and mobility issues support medical necessity
• Occupational limitations strengthen claim justification
• Outpatient surgery limits may still apply
International plans with broad outpatient surgery coverage are best suited here.
Insurance Tip
If the condition affects work or movement, ensure this is stated in medical notes—it can significantly influence claim outcomes.
Conclusion
A ganglion cyst may look harmless, but treatment costs tell another story. Insurance that recognises functional impairment offers better protection.
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