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Fat Transfer (≤50cc): Reconstructive, Not Cosmetic
Small-volume fat transfer is commonly used to correct contour defects following trauma, congenital deformities, or ablative surgery.
What It Costs
For fat transfer up to 50cc, MOH benchmarks indicate:
• Surgeon fee: SGD 2,200 – 3,400
• Anaesthetist: Not applicable
What’s Typically Covered
Coverage depends on indication:
• Reconstructive cases may be covered
• Cosmetic contouring is usually excluded
Insurance Tip
Documentation should clearly state post-trauma or post-surgical reconstruction.
Conclusion
Fat transfer can be medical. Insurance recognition depends entirely on context.
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