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Extensive Skin Grafting (>20% TBSA): Critical Burn Reconstruction


Skin grafting exceeding 20% TBSA is a critical intervention, often performed in specialised burn units.
What It Costs
For >20% TBSA skin grafting, MOH benchmarks show:
• Surgeon fee: SGD 10,000 – 18,000
• Anaesthetist fee: SGD 4,000 – 6,500
ICU stays and repeat grafting are common.
What’s Typically Covered
Most comprehensive plans cover:
• Major burn reconstruction
• ICU and prolonged hospitalisation
Insurance Tip
Ensure coverage for multiple graft stages and long inpatient care.
Conclusion
Severe burns demand unlimited care. Insurance must rise to that challenge.
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