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Colonoscopy: Screening, Diagnosis, and Insurance Fine Print
Colonoscopy is used both for cancer screening and for investigating symptoms such as bleeding or bowel changes. Insurance treatment can differ depending on whether the procedure is preventive or diagnostic.
What It Costs
MOH benchmarks typically reflect:
• Specialist fee: SGD 1,200 – 2,500
• Anaesthetist (sedation): SGD 700 – 1,200
Polyp removal, biopsies, and pathology increase total costs.
What’s Typically Covered
Coverage depends on purpose:
• Diagnostic colonoscopy: commonly covered
• Preventive screening: sometimes limited or excluded
• Sedation and pathology may be capped
Insurance Tip
Ask whether your plan distinguishes screening vs diagnostic colonoscopy. This single detail often determines reimbursement.
Conclusion
Colonoscopy saves lives, but insurance definitions matter more than many realise.
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