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Cataract Surgery (One Eye): Clear Vision, Not a Minor Expense
Cataracts are one of the most common age-related eye conditions and a leading cause of visual impairment. Surgery is highly effective—but in Singapore’s private system, it comes with meaningful costs.
What It Costs
MOH-aligned private fees typically include:
• Ophthalmologist fee: SGD 2,500 – 4,500
• Anaesthetist (if sedation used): SGD 700 – 1,200
Premium intraocular lenses (IOLs) and facility charges add to the total.
What’s Typically Covered
Coverage varies by plan:
• Medically necessary cataract surgery is usually covered
• Standard IOLs are often reimbursed
• Premium lenses may be capped or excluded
Insurance Tip
Ask whether lens upgrades are reimbursed at cost, capped, or fully excluded. This is a common out-of-pocket trap.
Conclusion
Cataract surgery restores sight. But insurance structure determines how affordable that clarity is.
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