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Bilateral Cataract Surgery: Two Eyes, One Financial Decision
When both eyes require cataract surgery, procedures are often staged. While medically routine, the cumulative cost can be significant.
What It Costs
Typical MOH-aligned private fees per eye:
• Ophthalmologist fee: SGD 2,500 – 4,500
• Anaesthetist: SGD 700 – 1,200
Total costs can double depending on lens choice and timing.
What’s Typically Covered
Most comprehensive plans cover:
• Both eyes when medically indicated
• Hospital or day surgery benefits
However, annual limits may be tested quickly.
Insurance Tip
Check whether each eye is reimbursed as a separate claim or counted under a single annual surgical limit.
Conclusion
Two successful surgeries shouldn’t mean double financial stress. Planning matters.
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