152) Extensive Skin Grafting (10–20% TBSA): Large-Area Reconstruction

Skin grafting over 10–20% of total body surface area (TBSA) is usually required after major burns or trauma.

For 10–20% TBSA skin grafting, MOH benchmarks indicate:
• Surgeon fee: SGD 6,000 – 10,000
• Anaesthetist fee: SGD 2,500 – 4,000

Coverage is usually strong:
• Trauma or burn classification
• Hospitalisation and ICU benefits apply

Confirm whether TBSA-based grafting is reimbursed progressively or capped.

Large-area grafting is life-saving care. Insurance should never limit access.

"When an expatriate is hospitalized, our role is to explain, simplify and ensure rapid care to avoid any unnecessary stress."