About us
Understanding Insurance Coverage for Expats
Clarity, confidence, and continuity—your health coverage, fully documented.
When living and working abroad, knowing exactly what your health insurance covers—and where—is essential. From selecting the right coverage zone to understanding your key documents, insurance coverage for expats can seem complex at first. But with the right plan and proper documentation, everything becomes clearer.
At InterExpat, we help expatriates secure international health coverage that’s easy to understand and ready to support you wherever life takes you.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Insurance Coverage?
Insurance coverage defines what medical services are included, where you're covered, and under what terms. It’s outlined in:
-
Your Selected Coverage Zone: The geographical area where your plan applies (e.g., worldwide excluding USA, Southeast Asia only, etc.)
-
Your Certificate of Insurance: The legal proof of your insured status, listing the insurer, plan, benefits, and validity period
-
Your Certificate of Enrollment: Confirms the start of your coverage, typically used when submitting claims or proof of insurance to authorities
-
Your Certificate of Termination: Issued when your policy ends, often required when switching insurers or applying for new coverage
How It Works for Expats
With providers like April International, Allianz, and Now Health, expats receive:
-
Clear coverage zones to ensure you're protected at home, at work, and when traveling
-
Certificates delivered digitally and accepted by immigration authorities, hospitals, and HR departments
-
Fast issuance of documentation—often within 24–48 hours
-
Coverage summaries available in multiple languages
These documents are especially important for visa renewals, school enrollments, and pre-admission hospital procedures.
What to Watch For
When reviewing your plan and certificates, ask:
-
Does my selected zone cover countries I travel to frequently?
-
Are pre-existing conditions and exclusions clearly stated?
-
Will I need the Certificate of Insurance for visa or work permit processes?
-
How do I request an official Certificate of Termination if I switch plans?
Our team walks you through each step, so you know exactly what you’re covered for—and where.
Know Your Coverage, Protect Your Health
Your health insurance isn’t just a policy—it’s peace of mind. Let us help you understand what’s included, and ensure it travels with you.
