Living in Indonesia
Explore what daily life, culture, and affordability really look like in this vibrant and diverse country.


From cultural experiences to daily life essentials, here’s a quick guide to help you settle smoothly and thrive while living in Indonesia.
Everyday Life: Culture, People, and Language
Living in Indonesia means immersing yourself in a rich tapestry of traditions, languages, and warm hospitality. The country’s population is incredibly diverse, with over 17,000 islands and hundreds of ethnic groups. While Bahasa Indonesia is the official language, English is widely spoken in major cities and among the younger population.
Respect for elders, modest clothing, and communal values are important in Indonesian society. Religion also plays a major role, especially Islam, which influences daily routines, holiday schedules, and local customs. Expats often find the people welcoming and open to sharing their culture, making it easier to integrate into local communities.
Accommodation and Lifestyle
Indonesia offers a wide range of living options—from high-rise apartments in Jakarta to serene villas in Bali. Most expats rent homes with contracts typically lasting 12 months. Furnished units are common, and serviced apartments are available in big cities for short-term stays.
Daily life can be as laid-back or fast-paced as you want it to be. In cities, you'll find shopping malls, cafes, coworking spaces, and gyms. In quieter areas, life revolves more around local markets, nature, and community.
Popular expat destinations include:
Jakarta: The business hub with modern infrastructure.
Bali: A haven for digital nomads, surfers, and retirees.
Surabaya and Yogyakarta: Known for affordability and culture.
Health, Safety, and Transport
Indonesia is generally safe, but like any developing country, expats should stay informed about local conditions. Traffic congestion and road safety are notable concerns in cities. Ride-hailing apps like Grab and Gojek are the go-to solutions for daily commuting.
Healthcare varies greatly across regions. While basic care is affordable, international-standard hospitals are mostly found in major cities. For serious conditions, many expats choose to seek treatment in Singapore or Malaysia. Having international health insurance ensures access to quality care, emergency evacuation, and support for both inpatient and outpatient needs.
Tips for a Smooth Transition
Visas: Most expats arrive on a work or social visa. Make sure your documents are sponsored and up to date.
Banking: Open a local account with a passport and proof of address; mobile payments are widely used.
Schooling: International schools are available in Jakarta, Bali, and Surabaya, offering British, American, and IB curriculums.
Local Integration: Learn some Bahasa Indonesia, try local cuisine, and get involved in community events.