Cost of Living in Indonesia
Discover what it really costs to live comfortably in Indonesia with our quick guide.
Thinking of relocating to Indonesia? Here’s what to expect in terms of everyday costs, city-by-city price ranges, and tips to make your budget go further.
Why Indonesia Is Budget-Friendly for Expats
Indonesia consistently ranks as one of the most affordable countries in Southeast Asia for expatriates. Whether you're settling in bustling Jakarta, trendy Bali, or quieter cities like Yogyakarta, you’ll find your daily expenses—housing, food, transportation, and healthcare—far lower than in most Western countries. This affordability, paired with the country’s rich culture and natural beauty, makes Indonesia an attractive option for digital nomads, retirees, and corporate expats alike.
For example, a single expat in Jakarta can live comfortably on USD 1,000–1,500 per month, while couples or families may need between USD 2,000–3,000, depending on lifestyle.
Cost Breakdown by Category
Housing
Rental prices vary greatly by location and property type. A one-bedroom apartment in Jakarta’s city center may cost USD 400–700 per month, while a similar place in Yogyakarta or Bandung could be under USD 300. In Bali, expect to pay a premium in tourist hotspots like Canggu or Ubud.
Food and Groceries
Street food is cheap and delicious—meals cost as little as USD 1–2. Dining at mid-range restaurants ranges from USD 5–15 per person. Monthly grocery bills for a single expat typically fall between USD 150–250, depending on diet and imported goods.
Transport
Ride-hailing apps like Grab and Gojek dominate urban transport, with short rides costing less than USD 2. Monthly public transportation passes are available in cities like Jakarta for under USD 15.
Utilities and Internet
Electricity, water, and garbage services generally cost USD 40–80/month. High-speed internet is widely available, starting from USD 25/month.
Cost Variations by City
Jakarta: Higher cost due to traffic, international schools, and expat-oriented services.
Bali: Affordable in rural areas, pricier in tourist towns.
Yogyakarta & Surabaya: Popular with students and families; very cost-efficient.
Batam & Medan: Lower housing and food costs; proximity to Singapore is a plus.
Choosing your city based on lifestyle preferences and budget can significantly impact your total cost of living.
Plan Smart: Budgeting and Health Coverage
To fully enjoy life in Indonesia, budgeting wisely is essential—especially when it comes to healthcare. While local clinics are inexpensive, quality international-standard care is mainly available in big cities or abroad. This makes health insurance a critical part of your cost of living.
At InterExpat, we offer tailored insurance plans that cover:
Outpatient and hospital care
Emergency evacuation
Maternity and family coverage
Dental and optical services
Whether you're a solo professional, a family, or a retiree, we help ensure peace of mind while living in Indonesia.
