Singapore’s healthcare system is renowned globally for its efficiency, quality, and innovation. While citizens and permanent residents benefit from government subsidies and national schemes like MediShield Life, expatriates are not eligible for these programs. This makes private health insurance essential for expats living in Singapore, especially for hospital stays, specialist consultations, and chronic care.

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Medical care is excellent—but it comes at a price. A short hospital stay or surgery can cost thousands of Singapore dollars. Without proper coverage, even routine treatment can strain your budget.

 

The Healthcare System in Singapore: Public vs Private

Singapore operates a dual healthcare system:

• Public Hospitals: Government-run, high-quality care with tiered pricing. Expats pay full rates.

• Private Clinics and Hospitals: Shorter wait times, more flexibility, and premium service—but also more expensive.

 

Most expats choose private healthcare providers for their speed and convenience. This makes comprehensive private insurance coverage a necessity, particularly for families, professionals, and retirees.

 

Costs can include:

• General practitioner visit: SGD 60–120

• Specialist consultation: SGD 150–300

• Private hospital stay (1 day): SGD 1,000–3,000

• Maternity package: SGD 8,000–15,000+

 

What Your Health Insurance Plan Should Cover

At Interexpat, we help you choose a policy that matches your needs. Key coverage areas include:

• Inpatient and Outpatient Care: Hospitalization, day surgery, and medical consultations.

• Emergency Evacuation: Especially important for regional travel or severe emergencies.

• Maternity and Newborn Care: A must for young families.

• Mental Health and Wellness: Counseling and psychiatric support are increasingly included.

• Chronic and Pre-existing Conditions: Coverage can be customized or loaded.

• Dental and Optical: Often offered as add-ons or in premium plans.

We work with top insurers like April International, Now Health, Allianz, and Cigna to ensure a wide range of solutions tailored for your health and lifestyle in Singapore.

 

Why Choose Interexpat?

Navigating Singapore’s healthcare system and insurance market can be overwhelming. Interexpat simplifies the process by offering:

• Expert Advice: Independent guidance on plan selection and insurers.

• Tailored Plans: Options for singles, couples, families, and retirees.

• Multilingual Support: French- and English-speaking advisors.

• Seamless Onboarding: We take care of the paperwork.

• Lifetime Service: Ongoing help with claims, renewals, and plan changes.

• We understand the expat journey—because we live it too.