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Total Knee Replacement: Mobility at a High Price
Total knee replacement is recommended for severe arthritis causing pain and disability. It is one of the most common orthopaedic surgeries worldwide.
What It Costs
MOH benchmarks typically indicate:
• Surgeon fee: SGD 15,000 – 25,000
• Anaesthetist fee: SGD 3,000 – 4,500
Implants, hospital stay, and rehabilitation drive total cost much higher.
What’s Typically Covered
Coverage is generally strong:
• Classified as major medically necessary surgery
• Hospitalisation benefits apply
• Rehabilitation may be limited or capped
Insurance Tip
Check whether prosthetic implants are reimbursed at cost or subject to annual caps.
Conclusion
Joint replacement restores independence. Insurance structure defines affordability.
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