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Pacemaker Implantation: Regulating the Heart Long Term


Pacemakers regulate slow or irregular heart rhythms and often represent lifelong cardiac management rather than one-off treatment.
What It Costs
MOH-aligned private fees typically include:
• Surgeon / cardiologist fee: SGD 8,000 – 14,000
• Anaesthetist fee: SGD 1,500 – 2,300
Device costs and follow-up programming add to total expense.
What’s Typically Covered
Coverage is generally available:
• Classified as medically necessary implantation
• Hospitalisation benefits apply
• Device replacement cycles may be capped
Insurance Tip
Confirm whether future battery replacements are covered under the same benefit category.
Conclusion
Pacemakers protect lives long-term. Insurance should protect finances just as reliably.
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