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ACL Reconstruction: Restoring Stability After Injury
Anterior cruciate ligament (ACL) injuries are common in sports and active lifestyles. Surgical reconstruction is often required to restore knee stability and function.
What It Costs
MOH benchmarks typically reflect:
• Surgeon fee: SGD 8,000 – 14,000
• Anaesthetist fee: SGD 1,800 – 2,800
Grafts, implants, and extended rehab significantly increase total cost.
What’s Typically Covered
Most comprehensive plans cover:
• Medically necessary ligament reconstruction
• Hospitalisation and anaesthesia
• Imaging and follow-up care
Rehabilitation may be capped separately.
Insurance Tip
Ask whether sports-related injuries are excluded or restricted under your policy.
Conclusion
ACL surgery restores movement. But insurance planning restores peace of mind.
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