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Cost of Living in Malaysia

Find out what expats really spend on housing, food, transport, and healthcare in this cost of living guide.

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From affordable housing to budget-friendly dining, discover what it really costs to live well in Malaysia.

Why Malaysia Is Popular with Budget-Conscious Expats

Malaysia is one of Southeast Asia’s most cost-effective destinations for expatriates. Whether you're relocating for work, retiring, or working remotely, the country offers a high standard of living at a fraction of the cost compared to cities like Singapore, Hong Kong, or Tokyo.


Expats often find that their money goes further here—whether renting a modern apartment, dining out regularly, or affording private healthcare. With English widely spoken, a warm climate, and modern infrastructure, Malaysia offers tremendous value for long-term living.

Monthly Costs by Category

Here’s a general breakdown of key living expenses for a single person or couple in Kuala Lumpur (costs may be lower in secondary cities like Penang or Johor Bahru):

Housing

  • 1-bedroom apartment in city center: RM 2,000–3,500 (USD 425–750)

  • Suburban or shared units: from RM 1,200 (USD 255)

Utilities & Internet

  • Electricity, water, and gas: RM 150–300/month (USD 30–65)

  • High-speed internet: RM 100–150/month (USD 20–35)

Food & Dining

  • Local meals at hawker stalls: RM 5–10 (USD 1–2)

  • Mid-range restaurant for two: RM 60–100 (USD 13–22)

  • Monthly groceries: RM 500–800 (USD 105–170)

Transport

  • Public transit pass: RM 50–100/month (USD 10–22)

  • Grab rides (similar to Uber): RM 5–15 per short trip

Healthcare

  • GP consultation: RM 100–150 (USD 20–32)

  • Private hospital visits or outpatient tests can range from RM 300–1,000 (USD 65–215) depending on the service.

Cost Variations by City and Lifestyle

  • Kuala Lumpur: The most expensive city, but still affordable for expats used to Western prices.

  • Penang: Popular with retirees and digital nomads. Affordable housing and excellent food.

  • Johor Bahru: Cost-effective and just a short drive from Singapore—ideal for commuters.

  • Smaller towns: Much cheaper housing and living costs, though healthcare and international schools may be limited.

Your cost of living will vary based on whether you cook at home, have children in private schools, or dine out often. A modest lifestyle can cost around USD 1,200/month, while a comfortable expat life in the city might range from USD 2,000–2,800/month.

Don’t Forget Health Insurance

While Malaysia’s healthcare is good and affordable, expats still pay full fees at private hospitals. That’s why having international health insurance is essential—especially for emergencies, surgeries, or chronic conditions.

At Interexpat, we help you secure insurance plans that include:

  • Inpatient and outpatient coverage

  • Emergency evacuation

  • Dental, optical, and maternity care

  • Options tailored to individuals, couples, or families

"Temporary health insurance plans (e.g. 7, 15, 30 days) are available and may be more cost-effective than full international policies for short visits."

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