Co-payment Coverage
Understand how co-payments work—and how to reduce your costs.
Co-payments can significantly affect how much you spend on healthcare. April International’s MyHealth plan allows expats to customise their plan with or without co-payments to better manage premiums and out-of-pocket costs.
What is a Co-payment?
A co-payment is the fixed percentage or amount you agree to pay for each medical service, with the insurer covering the rest.
How It Works
You can choose to have no co-payment or include one to reduce your premium
Typical options: 10%, 20%, or higher depending on plan design
Applies mostly to outpatient services (e.g., consultations, diagnostics)
Benefits & Considerations
Lower premiums when selecting co-pay options
Transparent and flexible cost-sharing structure
Ideal for healthy expats who want major risk protection only
⚠ You’ll pay a portion of each outpatient bill (e.g., GP, specialist visits)
Next Steps
Let’s find the right balance between coverage and affordability.
👉 Customise Your Plan with or Without Co-payment
👉 Speak to a Health Insurance Advisor Today
