About us
Private Healthcare Insurance for Expats
Tailored coverage for medically necessary care—beyond the basics.
Expat life brings freedom, new opportunities, and unique healthcare needs. Relying on public systems or travel insurance often isn’t enough—especially if your health condition requires hospitalisation, ongoing care, or specialist treatment.
At InterExpat, we help expatriates find private healthcare insurance that goes beyond routine visits to cover medically required services, from post-surgery rehab to end-of-life support, with dignity and quality care.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Private Healthcare Insurance?
Private healthcare insurance offers access to high-quality care, fast treatment, and global coverage. More importantly, it focuses on services deemed medically necessary by licensed professionals—meaning they are essential to diagnosing or treating an illness or injury.
Your plan may include:
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Hospitalisation and surgery (only when medically required)
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Rehabilitation after injury, stroke, or surgery (e.g. physiotherapy, occupational therapy)
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Palliative care: symptom relief and quality-of-life support for patients with serious or terminal conditions
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Coverage for chronic condition management and cancer treatment
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Access to specialists without long public waitlists
How It Works for Expats in Singapore and Beyond
With insurers such as April International, Allianz, and Now Health, expats benefit from:
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Full inpatient and outpatient care based on medical necessity
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Reimbursement or direct billing with international hospitals and rehab centers
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Multilingual 24/7 support for emergency and ongoing care
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Access to private clinics and faster diagnostics
Care is approved based on medical records and physician recommendations—not based on convenience or personal preference alone.
What to Consider
Before choosing a plan, ask:
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How does the insurer define "medically necessary" care?
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Are rehabilitation or long-term therapies capped by session or time limit?
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Does the plan include palliative or end-of-life support?
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Are there network restrictions for accessing rehab centers or hospice care?
We’ll help you compare plans that strike the right balance between comprehensive benefits and financial peace of mind.
Cover What Matters Most
From recovery to relief, your private health insurance should support every stage of care. Let us help you choose a plan that truly works—when you need it most.
