About us
Psychiatric Treatment Coverage for Expats
Mental health support that travels with you.
Moving abroad brings adventure—but also stress, isolation, and life changes that can affect your mental health. Whether you're managing a pre-existing condition or facing challenges in your new environment, having health insurance that includes psychiatric treatment coverage is vital for long-term well-being.
At InterExpat, we help expatriates find health insurance plans that provide access to professional psychiatric care, including consultations, therapy, and inpatient treatment—because mental health is health.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Psychiatric Treatment Coverage?
Psychiatric coverage refers to benefits within your health insurance plan that support:
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Psychiatric consultations with licensed psychiatrists or psychologists
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Psychiatric care during hospitalisation (for conditions such as depression, anxiety, bipolar disorder)
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Outpatient therapy sessions for stress, trauma, burnout, or relationship issues
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In some cases, medications related to psychiatric treatment are also included
This coverage is essential for both short-term emotional support and long-term condition management.
How It Works for Expats in Singapore and Abroad
With providers like April International, Now Health, and Allianz, expats can expect:
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Outpatient psychiatric consultations covered under specialist care
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Inpatient psychiatric treatment, subject to pre-approval
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Direct access to English-speaking mental health professionals
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Flexible teleconsultation options for remote sessions
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Annual limits specific to psychiatric care (e.g., 10–30 sessions or up to a monetary cap)
Coverage may vary based on whether the treatment is for a new diagnosis or a pre-existing condition—which may require medical underwriting.
What to Consider
When comparing plans, ask:
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Are psychiatrist and psychologist sessions included under outpatient benefits?
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What is the limit per year for psychiatric care or therapy?
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Is inpatient psychiatric care covered, and if so, for how many days?
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Are pre-existing mental health conditions covered or excluded?
We help you understand what’s included and recommend plans with meaningful mental health benefits—not just fine print.
Support for the Mind and Body
Mental health is just as important as physical health—especially when adapting to life abroad. Let us help you choose a plan that supports every part of your well-being.
