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Maternity Insurance for Expats
Protect your growing family with the right coverage—before, during, and after pregnancy.
Planning for a baby while living abroad is exciting—but it also comes with added financial and healthcare complexity. Maternity care in private hospitals can be expensive, especially in cities like Singapore. Having the right maternity insurance ensures you receive quality care and avoid unexpected costs at every stage of your journey.
At InterExpat, we help expatriates access international health insurance plans that cover everything from fertility support to newborn care.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Maternity Insurance?
Maternity insurance provides coverage for a wide range of services related to pregnancy and childbirth, including:
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Prenatal care: routine check-ups, ultrasounds, and blood tests
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Delivery: normal or caesarean birth, hospital stay, and anesthesia
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Postnatal care: follow-up consultations, mother and baby wellness checks
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Medically assisted reproduction (MAR): some plans may include or offer add-ons for IVF or fertility treatments
Coverage can also extend to newborn care, such as vaccinations or congenital condition screening, especially if the baby is added to the policy within a set time frame after birth.
How It Works for Expats
With insurers such as April International, Now Health, and Allianz, expats can expect:
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Maternity coverage after a waiting period (typically 10–12 months)
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Access to leading private maternity hospitals and specialists
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Optional direct billing for maternity services
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Possibility to add newborns to the policy from day one
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Comprehensive support for both planned and high-risk pregnancies
It's essential to plan ahead—coverage must be in place before conception for pregnancy expenses to be reimbursed.
What to Consider
When choosing a maternity plan, ask:
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What’s the coverage limit for maternity and newborn care?
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Does it include complications of pregnancy or birth?
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Are IVF or fertility treatments included or excluded?
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How soon after birth must I enroll my baby?
Our advisors will guide you through the fine print so you and your baby are fully protected.
Plan Your Parenthood with Peace of Mind
Whether you're starting a family or expanding one abroad, we’ll help you secure maternity insurance that gives you confidence from day one.