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Total Joint Replacement (Non-Finger Joints, Upper or Lower Limb)


Total joint replacement restores function and relieves pain in severely damaged joints other than fingers, such as shoulder, elbow, or ankle.
What It Costs
MOH Fee Benchmarks show:
• Surgeon fee: SGD 7,800 – 10,400
• Anaesthetist fee: Not available
What’s Typically Covered
Most comprehensive plans cover:
• Major joint replacement surgery
• Hospitalisation and theatre costs
Insurance Tip
Confirm coverage for implants and prosthetic components.
Conclusion
Joint replacement restores mobility. Insurance planning is key.
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