Breast Ductal Lesion Surgery (Bilateral): When Diagnostic Care Becomes Surgical
Breast ductal lesions often present with discharge or abnormal imaging findings. When both breasts require intervention, surgery becomes more complex. Clinically and financially, than many patients expect.
What It Costs
For bilateral microdochectomy (breast ductal lesion surgery), MOH benchmarks indicate:
• Surgeon fee: SGD 3,400 – 4,700
• Anaesthetist fee: SGD 1,200 – 1,800
Total professional fees can exceed SGD 6,000, excluding imaging, pathology, and hospital facility charges.
What’s Typically Covered
Coverage is generally stronger when breast surgery is involved:
• Often classified as medically necessary
• Typically covered under hospitalisation or day surgery benefits
• Subject to deductibles, co-insurance, and room-class limits
Outpatient-only plans are usually insufficient.
Insurance Tip
Confirm whether diagnostic breast surgery is treated as inpatient or day surgery under your policy. This classification directly affects reimbursement.
Conclusion
Bilateral breast procedures are rarely “minor.” Understanding how insurers classify diagnostic breast surgery avoids costly surprises.
