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Biventricular ICD (CRT-D): Treating Heart Failure + Arrhythmia Risk


A biventricular ICD (CRT-D) supports patients with heart failure and electrical dyssynchrony, while protecting against dangerous arrhythmias.
What It Costs
• Surgeon fee benchmark: SGD 7,800 – 11,400
• Anaesthetist fee benchmark: Not available
What’s Typically Covered
• CRT/ICD implantation for guideline-based indications
• Hospital stay and device costs (watch sub-limits)
Insurance Tip
Ask for a letter showing EF %, QRS duration, NYHA class, and indication. This strengthens approval.
Conclusion
CRT-D can improve survival and symptoms. Coverage should be aligned with the patient’s documented criteria.
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