152) Extensive Skin Grafting (10–20% TBSA): Large-Area Reconstruction

Skin grafting over 10–20% of total body surface area (TBSA) is usually required after major burns or trauma.

What It Costs

For 10–20% TBSA skin grafting, MOH benchmarks indicate:
• Surgeon fee: SGD 6,000 – 10,000
• Anaesthetist fee: SGD 2,500 – 4,000

What’s Typically Covered

Coverage is usually strong:
• Trauma or burn classification
• Hospitalisation and ICU benefits apply

Insurance Tip

Confirm whether TBSA-based grafting is reimbursed progressively or capped.

Conclusion

Large-area grafting is life-saving care. Insurance should never limit access.

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