Doctor Coverage – General Practitioners and Specialists for Expats
Get the care you need, from everyday visits to expert opinions.
As an expatriate, accessing quality healthcare starts with having the right insurance to cover both general and specialist consultations. Whether you’re managing a common illness, seeking preventive care, or dealing with a complex condition, your plan should make it easy to see the right doctor—when and where you need it.
At InterExpat, we help you find international health insurance plans that include comprehensive doctor coverage, so you’re never left guessing about costs or availability.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
About us
What Is Doctor Coverage?
Doctor coverage includes reimbursement or direct billing for consultations with:
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General Practitioners (GPs): Your first point of contact for most health concerns, including flu, fever, infections, and check-ups.
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Specialists: Experts in specific areas such as dermatology, cardiology, gynecology, orthopedics, and more. These appointments often follow a GP referral, depending on your plan.
Your policy may also cover diagnostic tests, follow-up visits, and remote consultations.
How It Works for Expats in Singapore
With insurers like April International, Allianz, and Now Health, expats enjoy:
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Direct billing with GP clinics and specialists across Singapore
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Fast reimbursement for private consultations
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Access to telemedicine platforms and multilingual providers
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Options for referral-free specialist access, depending on plan
Most plans provide a combined annual outpatient limit covering both GP and specialist visits, with some offering per-visit caps or co-pay options.
Important Considerations
When reviewing your plan, look into:
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Is there a cap on consultation fees per visit?
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Are specialist visits covered without GP referral?
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Can you see non-network doctors, or must you stay in a provider list?
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Is teleconsultation included, and reimbursed?
We guide you through plan details and recommend insurers based on your medical needs and lifestyle.
Stay In Control of Your Health Abroad
From first visits to long-term care, your insurance should support every step of your healthcare journey—starting with your doctor.
