About us
Accident Coverage
Be ready for the unexpected—wherever you live and work.
Accidents can happen at any time, whether you're commuting, hiking on weekends, or simply going about your daily routine abroad. For expatriates, dealing with an injury overseas can quickly become stressful and expensive—especially without proper accident insurance.
At InterExpat, we help expats in Singapore and across Asia secure comprehensive accident coverage as part of their international health insurance or as a standalone policy.
Expert Advice for Your Health Insurance Journey
Finding the right health insurance can be overwhelming. Let our licensed advisors guide you through the process with unbiased advice. We partner with multiple top-tier insurers to give you more choice and the best coverage suited to your needs.
What Is Accident Coverage?
Accident coverage provides financial protection if you are injured due to a sudden, unforeseen event. It typically includes:
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Emergency medical treatment
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Hospital and surgery costs
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Follow-up rehabilitation or physiotherapy
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Daily hospital cash allowance (optional)
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Lump sum benefits in case of permanent disability or accidental death
Some plans even cover accidental dental injuries or local ambulance transport.
Why It’s Important for Expats
Even in a safe country, unexpected accidents can lead to:
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High upfront hospital costs
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Language barriers in emergency care
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Difficulty accessing quality treatment without insurance
Unlike standard travel insurance, expat accident coverage is long-term, renewable, and often includes worldwide protection, including during home visits or regional travel.
How It Works
At InterExpat, we guide you to accident coverage that suits your lifestyle:
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Standalone personal accident plans for high-risk profiles or outdoor lifestyles
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Accident protection bundled into full health plans
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Plans that offer no-fault, cash benefits in addition to medical reimbursements
We work with providers like April International, Allianz, and Now Health to offer flexible solutions with global reach.
Key Considerations
When reviewing accident coverage:
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Check the maximum benefit limits and exclusions (e.g., contact sports or hazardous hobbies)
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Confirm whether evacuation or repatriation is included
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Assess if the plan includes income replacement during recovery
Our team will walk you through all the details so you understand what’s covered and what’s not.
Protect Yourself Today
Whether you're a young professional, a parent, or a retiree abroad, accident insurance is a smart layer of protection—just in case.
